NATIONAL CREDIT INVESTIGATION BUREAU 1930 S ALMA SCHOOL STE B-107 MESA, AZ 85210 PHONE # 480-755-1107
ACCT #: 201-199
CREDITOR: YOUR COMPANY NAME
AMOUNT: 0.00
INTEREST: 0.00
RATE: 18.0
FEES: 0.00
TOTAL DUE: 0.00
JOHN DOE DATE: 4/2/98
ADDRESS
CITY, STATE, ZIP
S A M P L E
THIS ACCOUNT HAS BEEN TURNED OVER TO THIS AGENCY FOR COLLECTION. OUR CLIENT'S RECORDS INDICATE THE BALANCE IS CURRENTLY PAST DUE. WE ARE ATTEMPTING TO RESOLVE THIS MATTER AS SOON AS POSSIBLE.
PLEASE BE ADVISED THAT AT OUR CLIENT'S REQUEST, WE MAY REPORT YOUR DELINQUENT ACCOUNT TO THE CREDIT BUREAU(S) ON THEIR BEHALF. IF THIS HAS BEEN AN OVERSIGHT, PLEASE TAKE THE TIME TO CALL OUR OFFICE AND RESOLVE THIS MATTER.
PLEASE: TO ENSURE PROPER CREDIT, REMIT PAYMENT DIRECTLY TO OUR OFFICE:
N.C.I.B.
1930 S ALMA SCHOOL STE B-107
MESA, AZ 85210
FOR YOUR CONVENIENCE WE MAY BE ABLE TO ACCEPT PAYMENT ON YOUR ACCOUNT IN THE FOLLOWING METHODS: VISA, MASTERCARD, OR DISCOVER
THIS COMMUNICATION IS FROM A DEBT COLLECTOR.
UNLESS YOU NOTIFY THIS OFFICE WITHIN 30 DAYS AFTER RECEIVING THIS NOTICE THAT YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, THIS OFFICE WILL ASSUME THIS DEBT IS VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN 30 DAYS FROM RECEIVING THIS NOTICE, THIS OFFICE WILL OBTAIN VERIFICATION OF THE DEBT AND MAIL A COPY TO YOU OF SUCH VERIFICATION. IF YOU REQUEST IN WRITING WITHIN 30 DAYS AFTER RECEIVING THIS NOTICE, THIS OFFICE WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED SOLELY FOR THAT PURPOSE.
NATIONAL CREDIT INVESTIGATION BUREAU 1930 S ALMA SCHOOL STE B-107 MESA, AZ 85210
CCT #: 201-199
CREDITOR: YOUR COMPANY NAME
AMOUNT: 0.00
PHONE # 480-755-1107
INTEREST: 0.00RATE: 18.0
FEES: 0.00
TOTAL DUE: 0.00
JOHN DOE DATE: 4/2/98
ADDRESS
CITY, STATE, ZIP
S A M P L E
YOU HAVE NOT RESPONDED TO OUR PREVIOUS REQUEST FOR PAYMENT IN FULL. YOUR FAILURE TO COOPERATE CAN ONLY MAKE MATTERS WORSE.
PLEASE FORWARD YOUR PAYMENT TO US OR CALL OUR OFFICE TO DISCUSS YOUR OBLIGATION.
AS WE PREVIOUSLY STATED, YOUR DELINQUENT ACCOUNT(S) MAY BE REPORTED TO THE CREDIT BUREAU(S) AT OUR CLIENT'S REQUEST. THIS INFORMATION COULD REMAIN IN YOUR CREDIT PROFILE FOR AS LONG AS 7 YEARS EVEN AFTER IT IS PAID. WE RECOMMEND THAT YOU CLEAR YOUR ACCOUNT BEFORE THIS IS REPORTED AS A DELINQUENT OBLIGATION TO THE CREDIT BUREAU(S).
PLEASE: TO ENSURE PROPER CREDIT, REMIT PAYMENT DIRECTLY TO OUR OFFICE:
N.C.I. B.
1930 S ALMA SCHOOL STE B -107
MESA, AZ 85210
FOR YOUR CONVENIENCE WE MAY BE ABLE TO ACCEPT PAYMENT ON YOUR ACCOUNT IN THE FOLLOWING
METHODS: VISA, MASTERCARD, OR DISCOVER
THIS COMMUNICATION IS FROM A DEBT COLLECTOR.
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED SOLELY FOR THAT PURPOSE.
NATIONAL CREDIT INVESTIGATION BUREAU 1930 S ALMA SCHOOL STE B-107 MESA, AZ 85210 PHONE # 480-755-1107
ACCT #: 201-199
CREDITOR: YOUR COMPANY NAME
AMOUNT: 0.00
INTEREST: 0.00
RATE: 18.0
FEES: 0.00
TOTAL DUE: 0.00
JOHN DOE DATE: 4/2/98
ADDRESS
CITY, STATE, ZIP
S A M P L E
PLEASE BE ADVISED THAT WE HAVE BEEN RETAINED TO COLLECT THIS DEBT FROM OUR CLIENT. YOU HAVE BEEN PREVIOUSLY NOTIFIED BY US ON SEVERAL OCCASIONS REGARDING YOUR DELINQUENT ACCOUNT. WE THOUGHT IT BEST TO STATE OUR INTENTIONS AND MAKE IT CLEAR THAT WE INTEND TO COLLECT THIS DEBT USING ALL AVAILABLE MEANS AT OUR DISPOSAL.
UNLESS WE HEAR FROM YOU, WE WILL ASSUME THAT YOU HAVE NO INTENTIONS OF LIQUIDATING YOUR DEBT VOLUNTARILY. WE WILL ADVISE OUR CLIENT THAT THEY MAY WISH TO FILE SUIT AGAINST YOU TO RECOVER THIS DEBT. PLEASE UNDERSTAND THAT IF LEGAL ACTION IS UNDERTAKEN, IT COULD BE COSTLY AND TIME CONSUMING. IF YOU SHOULD LOSE IN SUCH AN ACTION, YOU COULD ALSO BE SUBJECT TO COURT COSTS AND/OR ATTORNEY FEES, IF APPLICABLE. THERE ARE VARIOUS AVENUES WHICH COULD BE USED TO SATISFY SUCH A JUDGEMENT. THIS COULD INCLUDE GARNISHMENT OF WAGES, SEIZURE OF BANK ACCOUNTS OR OTHER PERSONAL PROPERTY.
IT IS NOT OUR INTENTION TO THREATEN YOU BUT TO POINT OUT THE PROBLEMS AND COSTS ASSOCIATED WITH REFUSING TO PAY YOUR DEBT. WE HOPE THAT NO FURTHER ACTION WILL BE NECESSARY AND YOU WILL CONTACT US TO WORK OUT AMICABLE ARRANGEMENTS.
PLEASE: TO ENSURE PROPER CREDIT, REMIT PAYMENT DIRECTLY TO OUR OFFICE:
N.C.I. B.
1930 S ALMA SCHOOL STE B-107
MESA, AZ 85210
FOR YOUR CONVENIENCE WE MAY BE ABLE TO ACCEPT PAYMENT ON YOUR ACCOUNT IN THE FOLLOWING
METHODS: VISA, MASTERCARD, OR DISCOVER
THIS COMMUNICATION IS FROM A DEBT COLLECTOR.
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED SOLELY FOR THAT PURPOSE.
NATIONAL CREDIT INVESTIGATION BUREAU
1930 S ALMA SCHOOL STE B-107
MESA, AZ 85210
PHONE # 480-755-1107
PAGE 1
ABC COMPANY 101
123 WHEATON STREET
PHOENIX, AZ 85000
ATTN: JOHN SMITH
We acknowledge receipt of the following accounts by our agency.
Collection activity began immediately. Please direct all contacts
to our office to limit the possibility of confusion.
Thank you for the opportunity to service your accounts.

N.C.I.B.
By ________________________
SAMPLE
ACKNOWLEDGEMENT REPORT
NATIONAL CREDIT INVESTIGATION BUREAU 1930 S ALMA SCHOOL STE B-107 MESA, AZ 85210 PHONE # 480-755-1107
PAGE 1
STATEMENT FOR PERIOD 01/01/98 TO 01/31/98
ABC COMPANY 101
123 WHEATON STREET
PHOENIX, AZ 85000
ATTN: JOHN SMITH

THANK YOU FOR DOING BUSINESS WITH N.C.I.B.
SAMPLE
CLIENT STATEMENT
NATIONAL CREDIT INVESTIGATION BUREAU
1930 S ALMA SCHOOL STE B-107
MESA, AZ 85210
PHONE # 480-755-1107
PAGE 1
CLIENT STATUS REPORT
ABC COMPANY 101
123 WHEATON STREET
PHOENIX, AZ 85000
ATTN: JOHN SMITH

THANK YOU FOR DOING BUSINESS WITH N.C.I.B.
SAMPLE
CLENT STATUS REPORT